
When the government shuts down, the real estate world doesn’t stop — it just shifts.
And right now, that shift is creating a massive wave of Broker Price Opinion (BPO) orders across the country.
And right now, that shift is creating a massive wave of Broker Price Opinion (BPO) orders across the country.
At BPOS For Life LLC, we’re seeing an uptick from servicers and asset managers ordering in bulk — not because they’re buying or selling — but because they need updated property values to help homeowners navigate loan deferrals, forbearances, and modifications during the shutdown.
Why BPO Orders Are Spiking During the Government Shutdown
1. Servicers need updated values for loan help
With federal programs on pause, many lenders are focusing on keeping borrowers in their homes. That means processing loan deferrals, modifications, and hardship reviews — all of which require current property valuations.
So, they’re ordering thousands of BPOs to get accurate numbers and keep those files moving.
2. Risk management is front and center
When normal systems slow down — like income verification or flood insurance renewals — lenders lean on third-party valuation providers. BPOs fill that gap, giving decision-makers the data they need to reduce risk while agencies are offline.
3. Backlogs are building up
With FHA, USDA, and flood programs paused, loans are stacking up.
To get ahead, servicers are ordering BPOs early so they’re ready to move as soon as government operations restart.
To get ahead, servicers are ordering BPOs early so they’re ready to move as soon as government operations restart.
What This Means for BPO Agents
- Expect more orders and faster deadlines.
Bulk assignments are common now, especially from mortgage servicers and asset management companies. - Watch for large regional batches.
You may get 20–50 properties in one drop, especially in high-volume states. - Quality control matters.
These valuations directly affect loan approvals and homeowner assistance programs, so accuracy and detail are critical.
When the Shutdown Ends — Get Ready for Round Two
This isn’t a short-term bump. Once funding is restored, the backlog of housing and loan programs will flood the system — and another wave of BPOs will follow.
Here’s what’s coming next:
- Clearing the backlog.
Delayed FHA, VA, and USDA loans will need fresh valuations before closing. - New loan modifications and deferrals.
When programs restart, servicers will order updated BPOs to verify collateral values. - Re-evaluating portfolios.
Properties untouched during the shutdown will need new BPOs to confirm current market value.
How to Prepare Now
- Scale up your operations.
Add coverage areas, partner with photographers, or line up data entry help so you can handle volume quickly. - Reach out to your clients now.
Email servicers, asset managers, and valuation firms reminding them you’re available for bulk assignments. - Organize your pay-tracking systems.
Tools like BPO Manager can help you monitor completed orders, pay schedules, and turnaround times to stay ahead of the rush.
Final Thoughts
A shutdown doesn’t slow BPO pros down — it just changes where the opportunity is.
Right now, servicers are ordering in bulk to help homeowners. When the government reopens, they’ll order again to restart the system.
Right now, servicers are ordering in bulk to help homeowners. When the government reopens, they’ll order again to restart the system.
If you’re serious about building a stable, year-round income stream through valuation work, this is your moment to double down.
At BPOS For Life LLC, we teach agents how to build predictable income through systems like this — knowing exactly when and where to focus so you never rely on closings alone.
👉 Learn more or join the next BPO Income Accelerator class:
https://brokerpriceopinions.net
https://brokerpriceopinions.net










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