If you’re looking at early-January numbers, you might be thinking:
“Is volume slowing down?”
That’s a normal reaction — and it’s usually the wrong conclusion.
The Reality of Early January
The first 1–2 weeks of January are always distorted:
- Lenders are reopening pipelines
- Asset managers are re-forecasting portfolios
- Vendors are reassigning territories
- New loss-mitigation strategies are being finalized
In other words: the machine is warming up, not shutting down.
Anyone who’s worked BPOs through multiple cycles knows this pattern well.
What Comes Next (and Why 2026 Is Different)
The bad news hasn’t changed:
- More foreclosures are projected for 2026
- More loan reviews
- More portfolio stress
- More valuation work required
That’s not good news for homeowners — and it shouldn’t be celebrated.
But it does create necessary work that must be done.
And that work shows up as Broker Price Opinions.
Historically, BPO volume lags distress, not leads it.
Which means the increase doesn’t show up on January 1st — it shows up after lenders move.
Which means the increase doesn’t show up on January 1st — it shows up after lenders move.
That’s where we are right now.
Why This Is an Opportunity Window (Not a Red Flag)
When volume ramps:
- Vendors don’t want beginners learning on live files
- They want agents who already know the process
- They want consistency, speed, and accuracy
That’s why preparation matters more than timing.
Agents who wait until orders explode are already behind.
Agents who prepare before the surge get positioned first.
Agents who prepare before the surge get positioned first.
Why a Conversation Matters More Than Ever Right Now
Early January is the right time to ask:
- Does a second, predictable income stream make sense for you?
- How much volume would you actually want?
- What mistakes do new BPO agents make when things ramp fast?
- Would training save you time before volume hits?
Those are conversation questions — not checkout-page questions.
The Smart Move in Early 2026
Not panic.
Not rushing.
Not guessing.
Not rushing.
Not guessing.
Just clarity.
If Broker Price Opinions are even on your radar for 2026, this is the moment to talk it through — while the market is quiet enough to prepare.
No pressure.
No hype.
Just a real conversation about whether BPOs fit what you want this year. Remember the new BPO Manager App is included free for one year! Check out the video below
No hype.
Just a real conversation about whether BPOs fit what you want this year. Remember the new BPO Manager App is included free for one year! Check out the video below
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